100% Mortgages News - Latest Comments

Re: Lloyds TSB 100% Mortgage: 2 and 5 year Fixed Rate Mortgages

Jen_luvs_gingers — Thu, 23 Feb 2012 08:33:37 -0000

u cant get 100% the guy told me on the live chat he said no one is currently doing them

Re: Wells Fargo mortgage presence almost doubled

bennyhumes — Fri, 03 Feb 2012 03:36:10 -0000

It is fantastic time to refinance home mortgage. As Clark Howard says it is very tough to find these low rates for long time. Search online for 123 Refinance they found me THE lowest possible rate.

Re: Notching lowest mortgage rates further

bennyhumes — Fri, 03 Feb 2012 00:42:28 -0000

Mortgage rates are historically low you can easily refinance these days your mortgage to 3%. It is the best way to save money. Search online for 123 Refinance they did 3.54% refinance and free analysis of my current mortgage. Learnt the refi secrets there.

Re: Mortgage Broker Fees: The Maze Explained

mortgage rates — Wed, 27 Apr 2011 03:11:19 -0000

Mortgage fees are always involved with banks, but brokers not always will give you the best advice. Make sure you really know the broker next to you before you do anything.

good article

Re: Lifetime tracker mortgage explained, imminent rate rise

vlc — Tue, 26 Apr 2011 10:21:02 -0000

Interest rates will sky-rocket, just like they&#39ve done in Japan over the last twenty-five years..... oh! they didn&#39t and there&#39s no sign they will anytime soon.

Re: Home Buyer Systems (HBS), fee basis guide for mortgage brokers

Robert Muir — Sat, 23 Apr 2011 00:41:21 -0000

I am in the market to buy a home not by using a bank or loan buisneess to help with financing but to only use straight cash. IN short I buy the house and pay cash up front for it. This is what puzzles me. The seller wants to prevent forclousure. However his lender wanted to know what my birthdays was and the first five numbers of my SSN. Is this normal protocol for an individual that is going to pay cash for this house. Or is those a way to invade a persons privacy. Please answer.

Mr. Muir

Re: David Kellermann Suicide: Freddie Mac CEO found dead

warren4321 — Tue, 08 Mar 2011 07:59:34 -0000

After 2 years of the dead of Freddie Mac CEO, the U.S. property market is still very fragile.

Re: Mortgage Rates and 2011 Forecast for UK Housing Market

Guest — Tue, 25 Jan 2011 18:56:29 -0000

My 5 year fixed rate is coming to an end in March so I&#39ve been browsing the internet searching for the best deals. I found the HSBC were offering a 5 year fixed at 3.99% with a £99 booking fee. The rate was cheaper than my current lenders SVR and their 5 year fixed rate of 5.19%. I even went to a mortgage broker who couldn&#39t even match the rate so advised me to go ahead. My application was taken last week after an appointment lasting about an hour to be told a further appointment would be required this week. Needless to say the rate has increased to 4.29% so I&#39ll have to wait til my appointment on Thursday to see what rate they will offer me. I found the deal around 6 January and just wished I applied sooner.

Re: Alistair Darling says he will not raise income tax

stopping wage garnishment — Thu, 07 Oct 2010 02:47:17 -0000

Some very good ideas. Reminded me of some things I know and other tips which I could try. Thanks for the post.

Re: Fannie Mae shareholders pain: $5 Billion Homes Unsold

Timika Harrill — Wed, 08 Sep 2010 03:51:42 -0000

Foreclosed properties selling extremely cheap The time is now investing in real estate

Re: Change.gov Obama website is live: Can he change the housing market?

Cashmere Gibbs — Sat, 10 Jul 2010 12:35:06 -0000

As what he has said in his campaign, he will bring change in the government. I hope that change will be for the better!

Re: Change.gov Obama website is live: Can he change the housing market?

Maree — Thu, 24 Jun 2010 14:03:28 -0000

Obama can. And I think he&#39s doing pretty well withhis administration.

Re: Obama Wins: 44th President of the United States

Zach P — Sun, 16 May 2010 21:47:27 -0000

bahah.. president obama dominates:)

Re: HMSS: Mortgages through RBS, Lloyds and Northern Rock

richard — Fri, 07 May 2010 10:24:34 -0000

who can i talk to about the hmss ?????

Re: Fraud cost UK economy £30 billion: Financial services biggest loser

Dean Jacobs — Sun, 24 Jan 2010 16:50:22 -0000

Some would argue that these figures need to be put into the perspective of the sheer size of the total market. If that is done they actually indicate that fraud is relatively small in comparison and there is absolutely no evidence that the fraud figure would be any different if the current regulatory regime did not exist. There is NO evidence.

However what is most concerning is the growing increase of mortgage Fraud. Undoubtedly this will ultimately mean that underwriters and insurers will have to insist that greater risk management steps are taken.

Re: $6500 tax credit for home buyers

Bob — Wed, 02 Dec 2009 15:12:27 -0000

I have owned my home four years and just moved to another state for a job. Why the hell am I not eligible? Why does it have to be 5 years what difference does it make? This is some stupid BS.

Re: Premium Bonds: New guaranteed growth from NS&I

A.K.May — Fri, 06 Nov 2009 11:25:26 -0000

To whom it may concern.

The latest NSI bond offering 3.95% for a one year bond is a farce of the worst order.

On the NSI website, you can find a form BUT it does not tell you which bond you want to buy other than a one year bond. Nowhere does it state what the interest rate is.

I am already the holder of a NSI two year bond which was simple to buy via the internet. All you had to do was look down the list of offers and click on the one you wanted to buy.

Was this too easy?

Anyway I could therefore put in my Customer Number which they grudgingly agreed was mine and that my details all tallied.

Then they asked for a Debit Card number. I wanted to invest £20,000 and strangely they do not offer many Debit Cards where there is £20,000 just lying around in a Current Account. Previously, you could send a cheque or have a bank to bank transfer.

Anyway I paid £20,000 into my current account and all I had to do then was order it. Right? Wrong.

I was not going to submit my £20,000 to an unknown bond with an unknown interest rate.

So, I phoned the help number on all their literature and, Guess What, it had been changed to a FREEPHONE number.

Was that good? No!!. It was operational (whatever that might mean) from 0700 to 2400. I tried to get through 37 times including at 0701 and all you got was "I am sorry the lines are all busy" and then it went dead.

It did try the usual To get Ringback dial 5.

Good revenue of course but what happened. Nothing. What you had to do was wait for a few seconds when you would be told.

"We are sorry that Ringback does not operate on this line".

I had never realised how hard it was to give someone £20,000 until I tried to do business with NSI.

If you were able to pass this on to NSI I should be delighted but fear that their idea of Customer Service would be in the family of BT, Npower, Skycard etc etc

Yours

Alan May

Re: Cit Bankruptcy Filing Update: Exit Plan

Richerd — Thu, 05 Nov 2009 16:11:03 -0000

Well explained briefly. So i think stay updated with these information will help people while filing bankruptcy
.

Re: Quantitative Easing Explained: Pros and cons

Silvia — Thu, 05 Nov 2009 16:07:28 -0000

I am not a specialist, hence I would like to post a question: if money refers to assets, and is created from such assets, what assets are backing the creation of this money?

Re: Barclays Parts with CEO Ahead of Restructure

Martin R. Packer — Thu, 05 Nov 2009 00:41:24 -0000

Barclay can ill afford to let good people go. They should fire all their accountants who conspired to publish audited accounts which were not qualified by notes on the level of risk being taken by Barclays.
The accountant s hide behind their standards to excuse their breach of fiduciary duty to the public to tell the truth.
Had the accountants qualified their auditors statements
the world would not have suffered the financial catastrophy
for which every household is suffering.
FIRE ALL THE ACCOUNTANTS.

Re: Bank charges explained by Halifax

Rapid Reclaimer — Tue, 03 Nov 2009 23:50:34 -0000

The banks are about to get skinned even more... but make sure you read about reclaiming and get your money back.

Although current account claiming is currently on hold due to the OFT case (unless you're in financial hardship), it does not apply to other unfair charges, for example loan and credit card charges so get reclaiming those now!

You could also claim back charges for PPI and other unfair charges for missed / late payments.

Get to work :)

Re: Bank charges explained by Halifax

Peter Hodgson — Tue, 03 Nov 2009 14:08:17 -0000

LLoyds have been doing this for over 9 months now. But they dont charge a mear £1 or £2 a day, oh no they charge a lot more.

Unplanned Overdraft balance is:

less than £25 £6 a day

£25 to £100 £15 a day

more than £100 £20 a day

This could see you paying a high price rather than the original £30 per time you went over. An employee told me it was to try and keep accounts in credit.... but what about next month when they give me these charges and I go deeper into debt.

Banks use our money to make money and when they need help they use our money (from the Government) to make even more money.

Re: Bank charges explained by Halifax

Pete — Tue, 03 Nov 2009 09:12:39 -0000

Not the case i'm afraid Tracy. Some banks may choose to decline the payment due to insufficient funds yes, but rip offs like HBOS will happily let you run over and punish you with £35 - plus £28 an unarranged overdraft charge for the month. It's sickening I know, I bought a jug of milk for £1.69 and it ended up costng £64.69. I had the change in the car too! Could this be the most expensive milk ever bought??? Thanks HBOS, but your time is up, get ready to hand back our cash.

Re: Bank charges explained by Halifax

tracy gould — Mon, 02 Nov 2009 22:49:08 -0000

my son was charged 3 times 28 for goin over drawn on a visa elctron card, he went over by 1 penny and has been charged 84 pounds so far , visa electron i thought u had to have all the money u need in it if u havent got enough u cannot have it

Re: David Kellermann Suicide: Freddie Mac CEO found dead

Roxana — Fri, 16 Oct 2009 18:36:09 -0000

Ya or maybe HE took the ultimate journey because of the guilt of knowing how this bloody financial institution screwed over the unsuspecting simple person/homeowner who was put into a preditory loan